Insurance Claims

Insurance Claims Process - MOC Roofing

Navigating the insurance claims process for roofing repairs or replacement can be complex, but MOC Roofing is here to make it straightforward and stress-free. Serving homeowners in Dallas, Waxahachie, Red Oak, Midlothian, Ellis County, and nearby areas, we work with you every step of the way, from the initial inspection to the final walk-through, ensuring a smooth process and quality results.

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Step-by-Step Insurance Claims Process

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1. Inspection

Our team starts with a thorough roof inspection to identify any damage caused by storms, hail, or wear and tear. We document all findings, including photos and detailed notes, to provide you and your insurance company with a complete assessment of the damage.

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2. File Claim

Once the inspection is complete, we’ll help guide you through the claims process with your insurance company. Filing a claim can be daunting, but we’ll assist you in providing all necessary information and documentation to support your claim.

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3. We Meet with the Insurance Adjuster

After you file your claim, an insurance adjuster will be assigned to evaluate the damage. MOC Roofing will meet with the adjuster on-site to advocate on your behalf, ensuring all damage is accurately assessed and accounted for. Our goal is to help maximize your claim to cover all necessary repairs.

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4. Review Insurance Scope and Finalize Costs

Once the insurance adjuster provides their scope of repairs, we go over the details with you to ensure it covers everything needed. If there are any additional repairs required, we’ll work with the adjuster to include them and agree on a final cost. This step ensures you have complete clarity on the work and pricing.

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5. Discuss Project Timeline and Process

After the final scope and pricing are approved, we’ll review the project timeline and expected process with you. Our team will discuss each phase of the repairs or replacement, so you know what to expect every step of the way.

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6. Repair Process

Our professional roofing crew will begin the repair or replacement process, using high-quality materials and proven techniques to restore your roof’s integrity and longevity. We work efficiently to minimize disruption to your daily routine, maintaining clear communication throughout the project.

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7. Final Inspection and Walk-Through

Once the repairs are complete, we conduct a final inspection and walk-through with you to ensure everything meets your standards and ours. At this point, your first insurance check, or Actual Cash Value (ACV), is due. We’ll confirm that you are fully satisfied with the work before moving forward.

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8. Invoice Insurance Company for Depreciation

After the walk-through, we handle invoicing your insurance company for any remaining depreciation, also known as the Recoverable Cash Value (RCV). This ensures you receive the full amount owed for the completed work, making the claims process seamless for you.

Dallas, Waxahachie, Red Oak, Midlothian, Ellis County and surrounding areas.

Trust MOC Roofing with Your Insurance Claim

From the initial inspection to invoicing for final payments, MOC Roofing provides full-service support throughout the insurance claims process. Our team is committed to quality, transparency, and your satisfaction, ensuring that you get the roof repairs or replacement you need with minimal stress.

Commercial roofing services
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Contact us today to schedule your free inspection and start your claims process with MOC Roofing!

972-275-9365